Where are you on your financial journey?
At G9 Financial, we're here to support you through every stage of life, offering personalized solutions for your unique financial challenges and goals. From college preparations to retirement, property purchases to estate transfers, and everything in between, we're your financial partners.
Our mission is to combine innovative ideas with time-tested strategies to create financial plans tailored to your needs. Let's work toward your financial well-being together!
The Nine Stages of Your Financial Life
...and why they matter
Discover which of the "Nine Stages of Your Financial Life" resonates with you, and look to us to guide you every step of the way!
9
LEGACY PLANNING
Are you realizing you want to get plans in place to make it easy for your loved ones in the future? Or are you a caregiver and want to help make sure your parents have taken the important steps of protecting their wealth, and what does that mean for your life, moving forward? Are there steps that you should be taking now?
Whether your widowed, overfunded and in great shape, or headed to a nursing home – it is normal to have questions about what steps you or your caregiver should be taking now, where you want your money to go, and how to make it happen as seamlessly as possible, and we are here to help.
8
USING YOUR RETIREMENT INCOME
This stage is incredibly exciting but can also come with some hesitation on if you are ready and can really lead the lifestyle you hoped and prepared for. How do you move your 401K over? What considerations need to be made for this phase of life? We pride ourselves in taking the time to walk clients through this process and help them simply enjoy this part of life.
7
CLOSING IN ON RETIREMENT
Retirement is on the horizon but you may be unsure if you are ready with your current expenses or if everything you planned for will really cover you. Clients who have been with us know we've been reviewing and planning for this and we'll help make any necessary adjustments. New clients can leave the overwhelm behind them as we help break it down and offer professional advice on how to move forward toward retirement.
1
NEW JOB AND NEW BENEFITS
You've started building your career and there's a lot that comes with that. It might be a 401k, company matches, disability insurance, health insurance and more. There's also car payments, student loans, an apartment and balancing how much you spend vs. how much you should save. Getting professional advice at this time can really set you up for a financially secure future.
2
READY TO BUY YOUR FIRST HOUSE
You are now into your career and saved up some money. Next on the list is your first home or condo and the questions come quick. We have found that by working with your realtor, mortgage professional and us as an advisor can help ease your concerns and this all-important purchase typically goes a little smoother.
4
MANAGING EDUCATION COSTS
First steps and initial milestones are over and now you are beginning to think about educating your children. How much do we want to pay for? What will college cost when my child is 18? What accounts should we be using to save? G9 can facilitate that conversation for you and your family and ease the stress of what is to come.
3
MAKE WAY FOR NEW ADDITIONS
Big things are happening and that means big decisions. How much does having a child really cost? How will you afford daycare? Should you get life insurance and make a will? We're here to help guide you through all those decisions and make the right financial plan for your family.
5
CHANGE IS THE ONLY CONSTANT
Change in employment. Change in expenses. Change in goals? From helping you know what to do with your 401K when changing jobs to making adjustments to your finances. Our role is to educate you to take the stress and intimidation from managing these processes. Having one less this to worry about in times of change can help you feel better about it all.
6
COLLEGE IS HERE
Preparing for the college process and paying for it can seem daunting. We've guided many clients through the nuances of preparing for college entry, worked with partners on specific school selection, and guided families through the financial adjustment of paying for college. We can help you understand options for financial assistance, loans, scholarships, investments, 592 plans more to help ease the financial concerns this phase of life can bring.
